Student Loan Eligibilty

Typical eligibility criteria for student requiring a refinance loan include:

• must be at least 18 years of age
• must be an undergraduate or higher of an eligible school
• require refinancing of private or federal loan
• possible income and FICO score requirements
• currently employed or have signed job offer

The specific eligibility criteria necessary will vary dependent on the lender providing the refinance option.

If a borrower's income or credit score is deemed too low a lender may require a cosigner to guarantee the refinance loan in the event of a default.